620 Charleston Way, St. Marys

Welcome to 620 Charleston Way, a beautifully maintained Lowcountry Traditional Coastal Cottage located in one of Georgia's premier coastal neighborhoods-the gated community of Cumberland Harbour in St. Marys. This 4-bedroom, 3.5-bathroom home sits on an oversized lot and offers thoughtful design, flexible living space, and modern upgrades throughout. Inside, you'll find an open, light-filled layout with custom trim work, wood flooring, and a warm coastal feel. The kitchen features leathered quartz countertops, stainless steel appliances, soft-close cabinetry, and a large island that connects seamlessly to the dining and living areas-perfect for both everyday living and entertaining. The main-level primary suite includes a private bath with dual vanities, a soaking tub, and a tiled walk-in shower. Upstairs, two bedrooms share a full bath, while a third guest bedroom includes its own ensuite bathroom. A screened porch off the main living area opens to a courtyard-style backyard with updated landscaping and a new irrigation system. Adjacent to the main house and detached garage, the fully furnished guest cottage features a bedroom, full bathroom, washer/dryer, kitchenette, and living area, and will convey furnished with only a few exceptions. The detached garage is spray foam insulated and fully air-conditioned. Above it, a partially finished loft provides additional climate-controlled space ideal for storage, a studio, or future expansion. Additional features include a tankless water heater, whole-house water softener, and brand-new HVAC systems for both levels, offering energy efficiency and long-term comfort. Cumberland Harbour offers resort-style amenities including multiple pools, tennis and pickleball courts, a fitness center, nature trails, and parks. Surrounded by river views, salt marsh, and ancient oaks, this private coastal community is just minutes from historic downtown St. Marys and an easy drive to Jacksonville, FL or Brunswick, GA. Don't miss this rare opportunity to own a move-in-ready home with a guest cottage, high-end upgrades, and timeless Lowcountry style-on one of the largest homesites in the neighborhood. Call the listing agent to schedule your private tour today.