90 Harvey Avenue, Covington

Freshly priced with motivated sellers. Buyer incentive available: 1-year lender-paid rate buydown and free appraisal with preferred lender Alex Ducat with Envoy Mortgage. Private 4+ acre retreat with a peaceful creek and room to truly spread out. This four-sided brick home has been recently repainted and is move-in ready. The main level features formal living and dining spaces, a spacious family room, and a well-appointed kitchen with granite island and stainless steel appliances, with easy access to the back porch for entertaining. The primary suite offers a private retreat with its own fireplace, spa-style bath, and walk-in closet. Upstairs includes four additional bedrooms and three full baths, providing ample space for family or guests. The finished basement expands the living space with a large rec room, full bath, dedicated theater room, and a versatile flex space suitable for a home office, gym, hobby area, or guest suite. Outdoor living is a standout feature, with a cleared backyard leading to a serene, flowing creek, offering a rare combination of usable land and natural privacy. Major updates include two new HVAC systems (2023), septic tank replacement (2020) with inspection and pump completed in 2024, irrigation system (2020), water filtration system, new front double doors, and new basement carpet. A rare opportunity to own acreage, privacy, and space with key updates already completed.